diff --git a/crates/citygen/src/generate/districts.rs b/crates/citygen/src/generate/districts.rs
new file mode 100644
index 0000000..2186187
--- /dev/null
+++ b/crates/citygen/src/generate/districts.rs
@@ -0,0 +1,343 @@
+//! Stage 2: district seeds, Voronoi regions, theme assignment, wealth and decay fields.
+
+use super::{GenCtx, Stage, StageRunner, StepOut};
+use crate::geom::{Pos, Rect};
+use crate::ids::DistrictId;
+use crate::params::GenError;
+use crate::tile::Terrain;
+use crate::world::{District, StratumKind, Theme};
+use noise::{NoiseFn, OpenSimplex};
+use rand::Rng;
+use rand_chacha::ChaCha8Rng;
+
+#[derive(Default)]
+pub(crate) struct DistrictsStage {
+    seeds: Vec<Pos>,
+    centroid: Pos,
+    row: i32,
+    finalized: bool,
+    noise: Option<OpenSimplex>,
+}
+
+const FILLER_THEMES: [Theme; 4] = [
+    Theme::Megablocks,
+    Theme::NightMarket,
+    Theme::NeonStrip,
+    Theme::OldTown,
+];
+
+impl DistrictsStage {
+    /// Poisson-style rejection sampling over land tiles; relaxes spacing until `n` seeds fit.
+    fn place_seeds(rng: &mut ChaCha8Rng, land: &[Pos], n: usize) -> Vec<Pos> {
+        let mut spacing = (land.len() as f32 / n as f32).sqrt() * 0.7;
+        let mut seeds: Vec<Pos> = Vec::with_capacity(n);
+        while seeds.len() < n {
+            let mut attempts = 0;
+            while seeds.len() < n && attempts < 4000 {
+                attempts += 1;
+                let cand = land[rng.random_range(0..land.len())];
+                let ok = seeds.iter().all(|s| s.chebyshev(cand) as f32 >= spacing);
+                if ok {
+                    seeds.push(cand);
+                }
+            }
+            spacing *= 0.8;
+            if spacing < 1.0 && seeds.len() < n {
+                // Degenerate map: fall back to any distinct land tiles.
+                for p in land {
+                    if seeds.len() == n {
+                        break;
+                    }
+                    if !seeds.contains(p) {
+                        seeds.push(*p);
+                    }
+                }
+            }
+        }
+        seeds
+    }
+
+    fn nearest_seed(&self, p: Pos) -> DistrictId {
+        let mut best = 0;
+        let mut best_d = i64::MAX;
+        for (i, s) in self.seeds.iter().enumerate() {
+            let d = s.dist2(p);
+            if d < best_d {
+                best_d = d;
+                best = i;
+            }
+        }
+        DistrictId(best as u32)
+    }
+
+    fn assign_themes(&self, ctx: &GenCtx) -> Vec<Theme> {
+        let n = self.seeds.len();
+        let mut themes: Vec<Option<Theme>> = vec![None; n];
+        let st = ctx
+            .city
+            .stratum(StratumKind::Street)
+            .expect("street stratum");
+
+        let core = (0..n)
+            .min_by_key(|i| self.seeds[*i].dist2(self.centroid))
+            .expect("at least one seed");
+        themes[core] = Some(Theme::CorpCore);
+
+        // Combat zone: farthest from the core.
+        let combat = (0..n)
+            .filter(|i| themes[*i].is_none())
+            .max_by_key(|i| self.seeds[*i].dist2(self.seeds[core]))
+            .expect("at least two seeds");
+        themes[combat] = Some(Theme::CombatZone);
+
+        // Docks: the remaining district with the most water-adjacent tiles.
+        let mut water_adj = vec![0usize; n];
+        for (p, t) in st.tiles.iter() {
+            if let Some(d) = t.district {
+                let touches = p
+                    .neighbors4()
+                    .any(|q| st.tiles.get(q).is_some_and(|u| u.terrain == Terrain::Water));
+                if touches {
+                    water_adj[d.index()] += 1;
+                }
+            }
+        }
+        let docks = (0..n)
+            .filter(|i| themes[*i].is_none() && water_adj[*i] > 0)
+            .max_by_key(|i| water_adj[*i]);
+        if let Some(d) = docks {
+            themes[d] = Some(Theme::Docks);
+        }
+
+        // Industrial: next to the docks, or nearest an edge when there is no water.
+        let size = ctx.size();
+        let edge_dist = |p: Pos| {
+            p.x.min(p.y)
+                .min(size.w as i32 - 1 - p.x)
+                .min(size.h as i32 - 1 - p.y)
+        };
+        let industrial = (0..n)
+            .filter(|i| themes[*i].is_none())
+            .min_by_key(|i| match docks {
+                Some(d) => self.seeds[*i].dist2(self.seeds[d]),
+                None => edge_dist(self.seeds[*i]) as i64,
+            });
+        if let Some(i) = industrial {
+            themes[i] = Some(Theme::Industrial);
+        }
+
+        let mut filler = FILLER_THEMES.iter().cycle();
+        themes
+            .into_iter()
+            .map(|t| t.unwrap_or_else(|| *filler.next().expect("cycle never ends")))
+            .collect()
+    }
+
+    fn finalize(&mut self, ctx: &mut GenCtx) {
+        let n = self.seeds.len();
+        let size = ctx.size();
+        let noise = self.noise.as_ref().expect("begin sets noise");
+        let params = ctx.params().clone();
+
+        let mut bounds: Vec<Option<Rect>> = vec![None; n];
+        {
+            let st = ctx
+                .city
+                .stratum(StratumKind::Street)
+                .expect("street stratum");
+            for (p, t) in st.tiles.iter() {
+                if let Some(d) = t.district {
+                    let b = &mut bounds[d.index()];
+                    *b = Some(match *b {
+                        None => Rect::new(p.x, p.y, 1, 1),
+                        Some(r) => {
+                            let x0 = r.x.min(p.x);
+                            let y0 = r.y.min(p.y);
+                            let x1 = r.right().max(p.x + 1);
+                            let y1 = r.bottom().max(p.y + 1);
+                            Rect::new(x0, y0, x1 - x0, y1 - y0)
+                        }
+                    });
+                }
+            }
+        }
+        let themes = self.assign_themes(ctx);
+
+        let clamp = |v: f32| v.clamp(0.0, 1.0);
+        let mut districts = Vec::with_capacity(n);
+        for i in 0..n {
+            let theme = themes[i];
+            let spec = theme.spec();
+            let c = self.seeds[i];
+            let nz = |salt: f64| noise.get([c.x as f64 * 0.01, c.y as f64 * 0.01, salt]) as f32;
+            let wealth = clamp(spec.base_wealth + params.wealth_skew * 0.3 + nz(1.0) * 0.15);
+            let decay = clamp(spec.base_decay + (params.decay - 0.4) * 0.5 + nz(2.0) * 0.15);
+            districts.push(District {
+                id: DistrictId(i as u32),
+                name: String::new(),
+                theme,
+                center: c,
+                wealth,
+                decay,
+                bounds: bounds[i].unwrap_or(Rect::new(c.x, c.y, 1, 1)),
+            });
+        }
+
+        // Per-tile fields modulate the district value with fine noise.
+        for y in 0..size.h as i32 {
+            for x in 0..size.w as i32 {
+                let p = Pos::new(x, y);
+                let Some(d) = ctx
+                    .city
+                    .tile(StratumKind::Street, p)
+                    .and_then(|t| t.district)
+                else {
+                    continue;
+                };
+                let dist = &districts[d.index()];
+                let n1 = noise.get([x as f64 * 0.03, y as f64 * 0.03, 5.0]) as f32;
+                let n2 = noise.get([x as f64 * 0.03, y as f64 * 0.03, 6.0]) as f32;
+                ctx.scratch.wealth.set(p, clamp(dist.wealth + n1 * 0.1));
+                ctx.scratch.decay.set(p, clamp(dist.decay + n2 * 0.1));
+            }
+        }
+        ctx.city.districts = districts;
+    }
+}
+
+impl StageRunner for DistrictsStage {
+    fn begin(&mut self, ctx: &mut GenCtx) -> Result<(), GenError> {
+        let mut rng = ctx.rng(Stage::Districts);
+        self.noise = Some(OpenSimplex::new((ctx.seed ^ 0xD15) as u32));
+        let land: Vec<Pos> = ctx
+            .scratch
+            .land
+            .iter()
+            .filter(|(_, l)| **l)
+            .map(|(p, _)| p)
+            .collect();
+        if land.is_empty() {
+            return Err(GenError::InvalidParams {
+                field: "water",
+                reason: "no land left to build on".into(),
+            });
+        }
+        let (sx, sy) = land.iter().fold((0i64, 0i64), |(ax, ay), p| {
+            (ax + p.x as i64, ay + p.y as i64)
+        });
+        self.centroid = Pos::new(
+            (sx / land.len() as i64) as i32,
+            (sy / land.len() as i64) as i32,
+        );
+        self.seeds = Self::place_seeds(&mut rng, &land, ctx.params().districts as usize);
+        self.row = 0;
+        self.finalized = false;
+        Ok(())
+    }
+
+    fn step(&mut self, ctx: &mut GenCtx) -> Result<StepOut, GenError> {
+        let size = ctx.size();
+        let h = size.h as i32;
+        if self.row < h {
+            let y = self.row;
+            for x in 0..size.w as i32 {
+                let p = Pos::new(x, y);
+                if !ctx.is_land(p) {
+                    continue;
+                }
+                let d = self.nearest_seed(p);
+                for k in StratumKind::PHYSICAL {
+                    if let Some(t) = ctx.city.tile_mut(k, p) {
+                        t.district = Some(d);
+                    }
+                }
+            }
+            self.row += 1;
+            return Ok(StepOut::Continue(0.9 * self.row as f32 / h as f32));
+        }
+        if !self.finalized {
+            self.finalize(ctx);
+            self.finalized = true;
+            return Ok(StepOut::Continue(1.0));
+        }
+        Ok(StepOut::Finished)
+    }
+}
+
+#[cfg(test)]
+mod tests {
+    use crate::generate::testutil::small;
+    use crate::params::WaterMode;
+    use crate::tile::Terrain;
+    use crate::world::{StratumKind, Theme};
+
+    #[test]
+    fn every_land_tile_has_a_district_and_counts_match() {
+        let c = small(5, WaterMode::Bay, 6);
+        assert_eq!(c.districts.len(), 6);
+        let st = c.stratum(StratumKind::Street).unwrap();
+        for (_, t) in st.tiles.iter() {
+            if t.terrain != Terrain::Water {
+                assert!(t.district.is_some());
+            } else {
+                assert!(t.district.is_none());
+            }
+        }
+        let mut ids: Vec<_> = c.districts.iter().map(|d| d.id).collect();
+        ids.dedup();
+        assert_eq!(ids.len(), 6);
+        for (i, d) in c.districts.iter().enumerate() {
+            assert_eq!(d.id.index(), i);
+            assert!(d.bounds.contains(d.center));
+            assert_eq!(st.tiles[d.center].district, Some(d.id));
+        }
+        // other strata carry the same district ids
+        let sk = c.stratum(StratumKind::Skyways).unwrap();
+        for (p, t) in st.tiles.iter() {
+            assert_eq!(sk.tiles[p].district, t.district);
+        }
+    }
+
+    #[test]
+    fn theme_rules_hold() {
+        let c = small(11, WaterMode::Bay, 7);
+        let themes: Vec<_> = c.districts.iter().map(|d| d.theme).collect();
+        assert_eq!(themes.iter().filter(|t| **t == Theme::CorpCore).count(), 1);
+        assert_eq!(themes.iter().filter(|t| **t == Theme::Docks).count(), 1);
+        assert!(themes.contains(&Theme::Industrial) && themes.contains(&Theme::CombatZone));
+        let core = c
+            .districts
+            .iter()
+            .find(|d| d.theme == Theme::CorpCore)
+            .unwrap();
+        let cz = c
+            .districts
+            .iter()
+            .find(|d| d.theme == Theme::CombatZone)
+            .unwrap();
+        let far = c
+            .districts
+            .iter()
+            .filter(|d| d.theme != Theme::CorpCore)
+            .map(|d| d.center.dist2(core.center))
+            .max()
+            .unwrap();
+        assert_eq!(cz.center.dist2(core.center), far);
+    }
+
+    #[test]
+    fn no_water_means_no_docks_but_industrial_present() {
+        let c = small(2, WaterMode::None, 5);
+        assert!(c.districts.iter().all(|d| d.theme != Theme::Docks));
+        assert!(c.districts.iter().any(|d| d.theme == Theme::Industrial));
+    }
+
+    #[test]
+    fn wealth_and_decay_are_clamped() {
+        let c = small(9, WaterMode::River, 8);
+        for d in &c.districts {
+            assert!((0.0..=1.0).contains(&d.wealth));
+            assert!((0.0..=1.0).contains(&d.decay));
+        }
+    }
+}
diff --git a/crates/citygen/src/generate/mod.rs b/crates/citygen/src/generate/mod.rs
index 03ebe6b..79fcfd2 100644
--- a/crates/citygen/src/generate/mod.rs
+++ b/crates/citygen/src/generate/mod.rs
@@ -1,5 +1,6 @@
 //! The resumable generator: eleven chunked stages over a growing `City`.
 
+pub mod districts;
 pub mod terrain;
 
 use crate::flavor::FlavorPack;
@@ -221,6 +222,7 @@ impl StageRunner for NoopStage {
 pub(crate) fn runner_for(stage: Stage) -> Box<dyn StageRunner> {
     match stage {
         Stage::Terrain => Box::new(terrain::TerrainStage::default()),
+        Stage::Districts => Box::new(districts::DistrictsStage::default()),
         _ => Box::new(NoopStage),
     }
 }
@@ -344,6 +346,26 @@ impl Generator {
     }
 }
 
+/// Shared fixtures for stage tests.
+#[cfg(test)]
+pub(crate) mod testutil {
+    use super::Generator;
+    use crate::params::{GenParams, SizePreset, WaterMode};
+    use crate::world::City;
+
+    /// A 120x60 city with the given seed, water mode and district count.
+    pub fn small(seed: u64, water: WaterMode, districts: u8) -> City {
+        Generator::run(GenParams {
+            seed,
+            water,
+            districts,
+            size: SizePreset::Custom { w: 120, h: 60 },
+            ..Default::default()
+        })
+        .unwrap_or_else(|e| panic!("seed {seed}: {e}"))
+    }
+}
+
 #[cfg(test)]
 mod tests {
     use super::*;